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Can’t find what your looking for?

Get all the support you need, when you need it by exploring the help centre or by contacting our team at Zip HQ in Sydney.
^^Zip Pay: Minimum monthly repayments are required. A monthly account fee of $7.95 applies. This fee is waived each month you pay your statement closing balance, in full, by the due date.
**Available with Zip Pay only. Use the Zip Pay Card everywhere Visa contactless payments are accepted. Card T&Cs apply.
Google and Google Pay are trademarks of Google LLC.
The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.
VISA is a trademark owned by Visa International Service Association and used under license.
^^^Zip Money is available to approved applicants only. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay a purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the standard annual percentage rate, currently 19.9%. A $7.95 monthly account fee applies. A one-off establishment fee may apply. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.

How zip works

Sign up

Verify your identity and link your debit card to create an account

Browse and shop

Use Zip at the checkout, pay nothing today. We pay the store.

Enjoy the goods

Nothing to pay upfront. No repayments until the end of next month.

Repay your way

Flexible repayments from $40/month - choose weekly, fortnightly or monthly.

How is Zip different?

Sign up in minutes

Applying is fast and easy so you can start shopping today!

Shop just about everywhere

Shop at all your favourite places, online and instore, with the Zip app.

Flexible repayments

Our flexible repayments put you in control by letting you pay later at your own pace.

Get the ZIP app and buy now pay later.