Spread the cost. No interest. None.

Openpay lets you spread the cost of the things you want and need over time, with no hidden fees.
  • Longer plans lengths to make larger purchases more manageable.
  • No hidden fees and no interest.
  • Available across retail, health, automotive, home improvement and more.

Here’s how it works

Sign up.

Sign up easily through our app. We’ll run a quick ID check to verify your details.


Make a purchase with any of our partners, online or instore, and choose Openpay at checkout.

Spread it.

Pick your plan and pay your first instalment today. The rest is spread over weekly or fortnightly payments.

How is Openpay different?

More time to pay.

With our longer plan options from 2-24 months.

Lending responsibly.

We take responsibility seriously, and never charge interest.

Flexible finances.

Flexible plans that work around you, and your budget.

Keep track in the app