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How humm works

At humm, we do Buy Now Pay Later a little differently. Instead of just focusing on the little joys in life, we want to allow our customers to fund whatever they need, both big and little.
This means we’ve split our product in two:
Little things for all of your purchases up to $2,000,
and Big things for those purchases all the way up to $30,000
They each have their own set of rules for approval, but no matter what, we never charge interest – ever.

What is humm?

Buy ‘Little things’

Apply for up to $2,000
Repay in 5 fortnightly or 10 weekly slices
Repay and free up your balance to spend again

Buy ‘Big things’

Get pre-approved for up to $5,000 online or via the app
Apply instore for up to $30,000 depending on what you buy and where you shop
Repay over 6, 12, 24 months all the way up to 60 months.

How to get humming.

Right here. Right now.

Click here
Sign-up for fast approval
Get humming

When you shop online,

Visit any humm retailer website
At checkout, choose humm as your payment method
Complete your humm purchase

When you shop in-store.

Visit any humm retailer store
Tell the store assistant you’ll pay with humm
They will help you apply and complete your purchase

Get the humm app and buy now pay later.